A
Low Risk Portfolio

James, Paul

NYC Mortgage Lender — 14 mortgage documents across 5 properties
$4,214,652
Total Lending
3
Presumed Active Mortgages
19
Open HPD Violations
19
Total Violations
0
Open Class C (Hazardous)
0
HPD Complaints

Portfolio Analytics

Violations by Class

Lending Activity by Year

Portfolio by Borough

Violation Status

Portfolio Risk Assessment

Weighted Violation Score: 1.8 per property

Low Risk (A)Moderate (B)Elevated (C)High (D)Severe (F)
Class A (non-hazardous): 5 Class B (hazardous): 2 Class C (immediately hazardous): 0

Highest Violation Properties

Top 10 Properties by Open Violations

Property Portfolio (5)

Address Borough BBL Status Amount Latest Date Open Viol. Total Viol. Complaints
194 EAST 52ND STREET Brooklyn 3046380012 Active $135,754 Sep 11, 2012 18 18 0
119-46 189 STREET Queens 4126440020 Active $31,091 Nov 9, 2001 1 1 0
14528 231ST STREET Queens 4134880052 Active $123,196 Mar 31, 2022 0 0 0
111-20 197TH STREET Queens 4109540015 Satisfied $354,336 May 29, 2009 0 0 0
BBL 4136380044 Queens 4136380044 Satisfied $452,000 Mar 24, 2005 0 0 0

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Methodology & Data Sources

This portfolio analysis uses publicly available data from the NYC Open Data platform. Mortgage and property records are sourced from the ACRIS (Automated City Register Information System) real property dataset. Violation data comes from HPD (Housing Preservation & Development) open violations and complaints datasets.

A mortgage is classified as "presumed active" if no satisfaction of mortgage has been recorded against the same property (BBL) by this lender. Some satisfactions may be recorded with delays or under variant entity names. The Portfolio Risk Score is calculated as a weighted average of violations per property: Class A (×1) + Class B (×2) + Class C (×3), divided by the number of properties.

Data is cached for up to 7 days. Last updated: Apr 11, 2026.